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Author: aoeuid One star, 50 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308643  
Subject: Re: Bankrupt or try to 'gut it out'? Date: 11/3/2012 12:51 PM
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The wife here


My schedule since some think I just sit on my butt all day

6:30 alarm goes off
Get up get kids up make coffee and kids food and make sure their morning meds are taken. Get showered/dressed/clothes out for kids and comb/style their hair.
8:10 drop off kids at school
8:15-12:15 Mon-Thurs work cleaning jobs
12:30 Part time childcare child gets here
Entertain him and also do dishes, laundry, pet care, etc
3:00 head to get girls play ball for 30 min with part timer on school grounds
4:00 help kids with homework start dinner
5:00 part time childcare gets picked up we eat dinner
then each night varies
Mon oldest dance Tues others girls dance Wed girls choir mom bells Thurs and Saturdays or Sundays bath night for all
7pm start bedtime routines – Pj’s, teeth, meds, stories
Mon 8-9 work cleaning job
Tues 8-10 work and then grocery shop home by 11 pm
Wed 8-11:30pm work cleaning jobs
Fridays clean our own home, apts, errands, and entertain part timer all day. Plus run over to help my mother who last month had a mastectomy due to breast cancer. And yes due to our finances she is paying for the gas mileage for me to help her out.
Sat relax weeks can and have family time 1pm oldest gymnastics
Sun- s/s and church and do 2 cleaning jobs 2-5

Next 2 weekends is some of my big job weekends
Friday work 8pm-1am cleaning job sleep 1:30-9 am spend a hour with family clean 10 am-3 pm take break make dinner and eat with family then bathes and kids to bed. Then clean again 8pm-1am sleep 1:30-8am church 9-12 do regular cleaning jobs 2-5 dinner and spend some time with family and kids to bed and then clean again 8pm-1am
Then start regular days again on Monday.

And I have worked hard to get these jobs I do not expect them to just fall in my lap. I have already went to every local business personally and handed out business cards and given cards to lots of people through contacts- school, dance, church, etc. plus friends. Oh and just being out and about. I have passed out over 200 business cards before he even started this post. And I also got the business cards for FREE.

I have made a budget numerous times before also but he wanted to control our finances. Said pretty much that I was dumb and he was smart with finances he did not turn them all over to me. So I saw full account of everything until 2 weeks ago. So yes I was stupid to not know or realize that it was not being managed well. But he did not trust me with them he calls me a control freak but in this matter he has been the control freak until now.

Oh and here is the budget I made 2 weeks ago when it was all handed over to me.


Budget I made before he even started this post


Budget Then Budget Now

Mortgage 938 938
HEL (2nd mort) 246 246
Utility 93 93
Home gas 53 53
Electric 276 276
Windows (c/c) 120 120
Phone 92 65
Life insurance 21.60 21.60
Cox cable/internet 82 37.99
ING 10 10
CCdebt payments 440 440
Medical bills 196.38 196.38
Medicines 160 160
Food/toiletries/vehicles gas 500 500

In Nov van and car registration 152.06

Total
3380.04 counting Nov registrations $3156.97


Husbands Pay 2482.55

Then I have to come up with at least $897.49 each month which I CAN do and will be trying to actually come up with more then that each month. And now 674.42 so since plan is to be my bringing in
MORE then it can go to debt and random sick or check up dr apt's also.


And I am the one that have made the changes the cable was for him and the girls. High speed was his doing I never said it couldn't be dropped to a slower rate. So while he just FINALLY stops buying books and gets on here seeking counsel. Which isn't fixing anything it's just causing more tension in our already on the edge marriage, I am making changes, not sitting on my BUTT.
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