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The yield on 6mo. and 1 yr CDs is inching upward to 7.25%. What would be the benefits of holding a CD over purchasing a bond?

I've been looking into this lately. There is a board for bonds and fixed income which is very helpful. Lots of serious discussions there.

With their help I got a basic understanding of bonds. If you look back a couple of weeks there are discussions that compare bonds to CDs. There are low risk bonds and even insured bonds that will give you better returns than CDs, once you consider the taxes. Often the term is longer than a CD.

I'm in the process of opening an account at right now. This will be my first stab at buying bonds, but at least it can be done online. (It is hard to find bonds online!) Also, they have a lot of great educational information.
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