Then I came back to this message board and read and read and read. Not only are some of you in more debt than I am (or you were) which I didn't think was possible, but you are paying it off! You are such an inspiration! I can do this, too. I will make my payments on time, I will get them to lower my finance charges and I will repair my credit rating. I'm a little scared-make that a lot, but I feel if I keep reading this board, I can do this. Thanks for all your help! Bravo, Susan!!You absolutely CAN do it, and I'm certain that you will. As you can see from Radio's post and so many others, it's a matter of determination and dedication. Sure, there's some sacrifice, but the prize at the end of the road is one worth fighting for.We're here to support you, so please keep us posted. Congratulations to you on becoming Foolish!Tony...but I still am...Off2Aruba
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