then just say it and don't justify it will pseudo math. Credit card statements come with a nice convenient return envelop. Assuming a 50 cent stamp, that is 100 months of payments by mail before it exceeds the $25. 100 months is over 8 years of stamps. You slipped on your math. 100 month at 50 cents is $50 dollars. $.45 a month is $5.40 a year. Assuming no increase in postage, $25 in postage would be 4.6 years.
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