There are portfolio programs available (unique niche products... not surprising for many brokers and virtually all retail reps to be unaware of themTis the holiday season, why the slam on retail lenders? Quickly polled 3 of my colleagues here at a Fortune 50 bank, they and myself are alware of these programs and know of brokers that offer the product, so that we can refer a client we can't assist. If I was to paint with a brush as broad as yours, I would now say 100% of retail lenders are aware of these programs.There are unique benefits that banks are able to offer borrowers that brokers are not not, and vice versa. As a retail lender I still stay well networked and tuned in to what my buddies in the correspondent and broker world are doing.Peace on Earth, Goodwill to Men.Happy Holidays Dave.
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