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Author: Fuskie Big funky green star, 20000 posts Top Favorite Fools Old School Fool Ticker Guide SC1 Red Winner of the 2010 Rule Breakers Challenge Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76397  
Subject: Re: Alternative to CDs idea Date: 4/19/2011 12:37 AM
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There is FDIC insurance on it, so it has capital preservation.

No, that is not what FDIC insurance means. FDIC insured means that in the event the bank goes under, the government will guarantee the value of the CD. It does not mean that the CD will not lose money. Commodities is a broad term and there is no certainty in its such an investment's upward mobility.

Fuskie
Who has not heard of such an instrument and would triple check to see that it cannot lose value...
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