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There is more than one way to invest for retirement. I may be Off Thread, but not all retirement investments are in tax-deferred accounts. For folks saving for retirement and those already living in retirement, I would think that most have substantial investments in taxable accounts that include stocks, mutual funds, bonds, CDs, and other such investments. I am surprised that there are not more questions on the Board relating to the interaction between taxable and tax-deferred accounts, and the best strategies for accessing these funds during retirement so as to maximize tax avoidance and total return. Anyway, since I don't have any pearls of wisdom, I would appreciate any pearls that others might wish to offer to the world.
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