No. of Recommendations: 2
There is no reason to expect a year with a loss. If you have such a year, then you need to evaluate what you have done and figure out what went wrong. There is no reason to diversify if it is just picking some of each asset class. The important thing is to be in those asset classes, if any, that are moving up; otherwise to be in cash or a short fund.

Pay attention to what the market is doing, and take advantage of it.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.