There was no code in Box 7? That was my specific question.

I am sorry Phil-

Box 7 has the code 7

Gordon
Atlanta

Also to Pete - your guesses are both correct in my estimation. And I assume responsibility.

I did not tell the tax preparer about the situation in sufficient detail. I said something about funds coming from the IRA and I probably said said the funds went from Schwab directly. But I certainly did not emphasize that. I am a few hundred miles from the preparer and all the "documents" were digital. (The tax preparer is a long time friend of our friend. I probably would not pick that person from the pros available. But when you assist an elderly person with limitations, but full mental capacity not all decisions are ours to make.)

Gordon
Atlanta