There's been at least one mention of kids not being eligible for financial aid if mom&dad make too much or have too many assets. We started the college odyssey two years ago--not a chance for financial aid according to the FAFSA. And many (most?) of the top-tier schools offer ONLY need-based scholarships. However, it appears that most other schools still offer financial aid packages for good students.So, as one aspect of your college savings plan, start reading to your kid from Day 1--don't worry about the kiddy books yet--think National Geographic, the newspaper, etc.--whatever you normally read. "It doesn't matter what [you] read, it's the tone you use."Count. Driving home from somewhere one night, singing wasn't cutting it. Started counting--son calmed right down, listened to the counting the rest of the way home--somewhere in the 600's.Read Richard Feynman's comments on his father (Pleasure of Finding Things Out, I believe). Not necessarily the specifics, but just the general talking, discussing, explaining in depth of everything.Assuming normal brain development and function, don't worry about when the kid starts reading (or anything else). People used to ask if our son started reading when he was 3 or 4. No--halfway through 1st grade before he'd read at home. Why read by yourself when you can snuggle up to Mom or Dad and have them read for a couple of hours??Legos, paper and crayons, boxes, sheets and pillows, magnets, and the like will entertain kids for hours--especially if you are playing with them.Bake with your kid early-on. Talk about what fractions are, why they work. Read the recipes, the cans, the boxesMeasure things.Whatever your interests are, figure out ways to involve your kid as early as possible.A kid who enjoys learning will tend to be successful in school, which means better potential for scholarships.Kathleen
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