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They fluctuate with inflation, never going below a guaranteed minimum (currently 3.6%)...

According to the I-Bond information page I-Bonds are guaranteed to not lose value, which is a different thing than not going down below a guaranteed minimum. In particular, if the CPI-U goes negative, it will be subtracted from the fixed part of the I-Bond rate, but only to the extent where the bond doesn't lose value.
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