Hi EveryoneI try to follow this board as best I can, but at 28 I am still trying to pay off credit cards and student loans. I am close to getting out of grad school and have just moved home (to Hawaii) and trying to deal with the cost of living here.While looking into the state's retirement plans, I notice I have 11 options. While I have not looked at each plan in detail, two are Vanguard plans (Vanguard Wellington Fund and Vanguard Instituitional Index Fund). Before I read the fact sheets of all eleven plans. I would like to respectfully ask for some advice of what to look for.I have heard a lot of talk about Vanguard but did not realize there were multilpe options (I guess ignorance may not be bliss after all).Please understand that I am a new investor, I plan on starting my savings, but it will a be meager attempt for the fist year or two.I am basically asking this board for the main one or two things that I should be looking for. I understand fees, and past performance but not much else. I am considering talking to a financial advisor, but want to wait until I pay off my credit cards (I have already paid off 6 out of 11 grand within 6 months.My student loans (~70 grand) are still in deferment, but I will have those to deal with in the next 6-9 months. I plan to consolidate once the deferment period is up (probably with direct loans). I hope this is enough detail. Any adivce on what to look for in the plans would appreciated.Lost
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