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This got me to thinking, what do my returns look like. Here's what I came up with:

Month		Yearly Gain	Investment Return
December 97 30.59% 17.51%
December 98 29.12% 19.48%
December 99 24.20% 25.38%
December 00 0.95% -13.78%
December 01 11.12% -4.83%
December 02 -6.82% -16.29%
December 03 35.51% 31.90%
December 04 18.83% 12.48%
December 05 20.26% 14.85%
December 06 20.98% 14.14%
December 07 15.06% 10.64%
December 08 -23.43% -36.98%
December 09 34.72% 30.75%
December 10 24.65% 19.98%
December 11 7.37% -1.03%
December 12 19.16% 14.77%
December 13 47.48% 19.15%

Yearly gain is basically change in net worth YoY. Investment Return is the return of our investment portfolio over one year (cash flow does not increase the return).

As you can probably tell, we had nice cash flow this year which increased our net worth nearly 50% with the nice market returns.

All in all, I'm pretty happy with the above :)

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