This happened to us also. However, we DID call the credit card companies in advance, and we DID have a 4 digit password. Nevertheless, not a single ATM we could find in Buenos Aires would work with our Wash Mutual card or our Citibank card, which left us in rather dire straits! We also could not get the local Buenos Aires Citibank to give us a cash advance. When we returned home, customer service told us that it was up to the local banks to set their own policies. Not very confidence-inspiring! All of our friends who had cards from Bank of America had no problem in any country, so we switched our account.
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