this has been the case in NL for at least the last 4 years.(i have worked there at least 3 months every year since 2008- i am one of those damn migrant workers...)In the Netherlands, ATMs abound for cash withdrawals - but some restaurants & bars, most if you are in smaller towns, take cash only or just cards with Chips.This is also the case with most train ticket machines.*The ChipKnip card is considered more secure - There are 2 kinds- one attached to a CC, and one attached to the bank - but it is not attched to the full bank balance.One moves $$ (ok €€) to one's Chip card and that is all that is accessible if the card is lost stolenHowever IF the card is lost/stolen, whatever the balance was on the card is usually considered Gone.There is a FB page titled something like "How the Effing ChipKnip ruined my life"SO that is my long way of sayin, when in NL, have cash on hand and do not assume that a CC can be used everywhere.peace & the ductht* there may be a few in large cities that take a regular CC, but not many.Even the ticket window at Schiphol is cash or Chip only.Many Canadian CC, also now contain a chip.
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