This has probably been mentioned but I don't see it. The IRS is getting interested in what the credit counselors are doing, especially the ones who take a "non-profit" position.I used one for three years and paid down much debt but I also wound up paying them about $50/mo. and more in hidden charges that I cannot retrieve. I lots over $2,000 when I ended my relationship with them.I am now paying down the debt that is left the way I want to pay it and having enough to live on. I can make better decisions about my money and I'm sure you can.Good Luck.RBShttp://www.badgerherald.com/vnews/display.v/ART/2003/10/15/3f8ca8a39009c
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