This is a complex field, but you can get an idea of what's available by browsing a few books at the library or more likely a big bookstore.  I have a copy of "Made E-Z" Asset Protection.   The short answer is that available protections vary enormously by State (mainly to do with exempt assets if it comes to bankruptcy.)  For the super-rich, some money may be stashed in other countries with more asset-friendly laws.   For the average Joe,  if most of your wealth is in an approved retirement vehicle (perhaps a variable annuity?) and your homestead, your assets may be all but untouchable.   You can also usually get fairly cheap "umbrella" liability insurance.   Read up and perhaps see a professional, to see what applies to your situation.