This is a question, not just a reply:I will have $62,000 income for 1999 ($58,000 income and $4000 from rolling over a traditional IRA into my wife's Roth). My wife has $0 income. I contribute 15% to my 401k, but only started this in October. My broker says I cannot contribute to my Roth IRAs since I make over $30,000 and contribute anything at all to a 401k.This sounds wrong. I believe that I may contribute fully to both IRAs and fully to my 401k.What is the right answer?
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