This is a venture I plan to enter when I return back to Florida next year. I had a little spiff with divorce a few years back that left my credit in poor shape. I finally have it back up to 630 and plan to get it close to 700 by next year.When I went for a pre-approval a couple years back, I was only being offered around 100K, which in South Florida, might get me a so-so condo.I expect that I should be able to enter into something much better and be able to use the VA to do it this time since I will have a savings along with mimimal debt-income ratio, which is what the VA wants to see. They are not as easy as the can be in some areas. The housing market and fair value seem to be something that the VA will use to guarantee a loan..
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