No. of Recommendations: 1
This is certainly an issue. While the mortgage would be in my name, i'm not sure I would choose to have it such that my untimely death would require her to take over responsibility of the payments as I am not entirely confident that the loan on the house will be manageable by her alone without my income. This being the case, does it still make sense to attempt to write her name on the mortgage? I'm asking here I have no idea and will likely seek legal advice on these questions that have been risen by many of you.

Assuming you are young and healthy, get a cheap term life insurance policy that will give your SO enough funds to pay off the house in full, or continue with payments.

Realize too that the meaning of the way real estate is titled can vary from state to state. Info from non-local sources like TMF can be fine for a starting point, but you need a local resource. Don't depend on your Realtor to know, and verify any advice they give. Some will know their stuff, but many don't.

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