No. of Recommendations: 2
This is what makes FMNH such a hoot. The arrogance. He gets batted around the internet on a near daily basis and he still comes across as some sort of intellectual superior.

I keep proving you wrong, and you keep failing to understand that. Freddie and Fannie only held 24% of the subprime mortgages. They did not cause the collapse. Either you're not smart enough to understand that, or you're lying.

Which is it?
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