This isn't like a rollover. You can't take the money out, claim the loss, and then put it back. You have to take the money out. Period. Then, if you're eligible, you can make more Roth contributions in the future.--Peter Peter, Thanks for the clarification, and confirming my gut feeling.Taking the loss and then making a new contribution for the year would be the equivalent of a "do-over", and I was wary of that possibility.
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