No. of Recommendations: 5
This leaves me with one CC at 0% through September and a floating $2-3K snowball / savings target.

To get Chase paid off by August (since the 0% expires in September) and to get some additional practice at savings for particular goals, like a wedding, a house down payment and/or a replacement for your current car), I would suggest the following course of action....

- For May - July, make the $90 minimum payment to Chase
- Set up a separate account at ING for the 'Chase Payoff". For May - July, put $1,900 each month into that account. Put any additional snowball money toward the car.
- By August, the Chase bill should be down to $7,580, and your ING account should be almost $5,800. With that, plus your minimum $90 payment, plus another $1,800 or so from the snowball, you should be able to pay off Chase before the rate expires.

Then, by putting your entire snowball toward your car debt, your debt-free happy dance should be before the end of the year, and you can start saving up for your other goals, like a wedding and a down payment for a house.

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