This might sound like a stretch, but I was building a home based business, decided it would take too much time (I have a fairly stressful 50 hour a week job already) and decided my new "part time job" is saving money.So now I devote my spare time to making money by working on not spending it.Here's what I've been spending my time doing:-Sorting through my bookshelves & media cabinet to find books, CDs, & videos to sell on Half.com or Amazon.com's Used section.-Sorting through clothes to sell at consignment-Getting organized so I'll never pay a bill late, miss a coupon expiration, etc-Baking once a week to take breakfast to work each day-Sorting through the weekly sale ads & finding the best prices on the items I use on a regular basis. The extra trips to various stores & discount places is taking more time than when I wasted money paying too much for stuff at one place.-Making nice gifts for people for birthdays, Christmas, etc instead of ordering everything online & thus over spending my budget.So my budget living-below-your-means stuff takes enough extra time that I realized it was kind of like my new part time job.Some would say....well that doesn't really help much.Wanna bet? I've cut ~$400 out of my budget a month already. When I analyzed getting a part time job at Starbucks or a store, I could work MAX 20 hours per week. At say $10/hour, that's $200 a week, or $800 a month. Take home, only $560 a month.And I would have to change my life DRASTICALLY to make that $560 a month (quit a choir I sing with, jeopardize my main job).Instead, I chose to spend about maybe 5 hours a week SAVING money and I gained TAX-FREE about $400 a month doing that.A much better trade off in my opinion.Karen
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