UnThreaded | Threaded | Whole Thread (12) | Ignore Thread Prev | Next
Author: wildgirl Big gold star, 5000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308782  
Subject: Re: Negotiating/Settling Medical Debt Date: 3/18/2008 6:55 AM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 5
This previous reply was a bit mean spirited in these days of outrageous medical costs. I had insurance that paid the MD for the procedure twice and twice denied the health facility their money. It's all good, for I got the same carrier later for more of my failing parts.

There is usually a discount for cash payments. Insurance pays not near what your bill reads.. so you use that and start talking to the office manager, or find out who the billing company is.

Ensure the collection, if there is one, will be deleted from the report. None of this crap about .."Paid collection." They write they will delete or they don't get a dime. Be polite but firm.

Don't contact them till cash in in your hand. Offer immediate payment upon written assurances all will be well after this instance of being underinsured.

The man I lived with kept bills under his bed for many years, due to a local hospital visit without insurance. He paid a few dollars at a time, and they were glad to take him back in when he was stricken with ca years ago.

wild :)
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (12) | Ignore Thread Prev | Next

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Post of the Day:
Berkshire Hathaway

IBM: Is Buffett Wrong, or Brilliant?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement