this sort of repeat borrowing can put a serious dent in long-term savingsI wonder how much of that is really the impact on not being invested, and how much is the impact of serially spending money that isn't there yet. Would it be any better to serially borrow from some other source?Disclaimer: Yes, I realize there are situations where borrowing is the best answer. I'm focused on the "serial" aspect, which implies either some really bad Life Happens stuff or a lack of control of spending. Either of those are bad news for net worth, regardless of how the money is borrowed.Patzer
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