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This was mentioned in another thread, but I thought it deserved a topic of its own. What do people plan to do about healthcare and health insurance when you're retired? That's the thing I am not sure how to solve. We do plan to retire early, so will need to be providing our own health insurance as my employer has no retirement benefits whatsoever.

This is a big area of concern for me, and right now, I have a large amount allocated to that in my retirement budget, but I haven't even begun to start thinking about the logistics of this. For instance, how do I go about finding health insurance? Do I just call my current carrier and see if they do individual plans? What do people in retirement do for this if they're not covered by a retiree's plan from their former employer?

All of my normal retirement resources and experts have health insurance from their former employers, so there hasn't been someone I could easily ask.

Would this be a reasonable topic for this board?

very good questions.

yes current carrier; look on the interwebs; follow the leads from TV ads ...

if you're covered at work, COBRA might be a good bet... i know it applies if you're laid off, not sure about if you RE.

a friend of our just went through the process (sort of .he retired & lost company ins.; they got indiv. ins for her) .... sounded like a nightmare. Any pre-existing condition and most companies don't want you /the ones that do charge two legs and an arm. might want to find out if your State does 'assigned risk'.

difficult stuff

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