This will depend greatly on your broker or fund manager. Most seem to take a portion from each fund based on how your funds are distributed. EG, Say you have Fund A= 50% Fund B=25% and fund C=25% of your money. A withdrawal of $1000 would come from Fund A- $500, Fund B-$250 Fund C-$250. Many brokers allow you to specify so you can take it all from one fund if you wish. You need to check your account to know for sure.Now another item 2 items to be concerned with.RMD -Required Minimum Distributions. Check with the IRS website or your fund manager for the rules. Based on the total of all your 401K / IRA and your age. So much $ must be taken each year.Fees- Some funds or brokers charge a fee for withdrawals. If yours does, minimize your fees by taking yearly or quarterly withdrawals rather than monthly.YMMV - See you fund manager for specifics and rules.
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