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This would result in a large loss to my worth.

Please explain. It will cost you commissions and loads, but if you buy back the same investments you should get about the same number of shares.

In an IRA, basis does not matter so much. You will still use your original after tax contributions as the basis. The intermediate transfer price does not matter.

Before you hire a lawyer, make sure the costs you are talking about are worth the trouble.
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