Tim asked:Is there any way to get a nice summary of all theposts on this subject? Don't think you can get a summary, but you can find out what has been said without too much trouble. Open up the Retired Fools board and at the top you will find a "Skip" button. Adjust the thing to 6 months or hit 3 months twice. Then Click on thw word "Threaded". At this point you will have all the various threads organized regardless of the data of the posting. You can easily skip the ones of no interest.I picked 6 months not because that is when the current thread began, but rather just to get into the past. Actually LTC has been a topic here on more then one occasion.gordon
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