No. of Recommendations: 2
This is a very newbie question, so be gentle.
In stock investing, DCA (dollar cost averaging) into broad index funds is generally accepted as the easiest method for a defensive investor. It avoids market-timing, and mostly avoids over-reliance on one stock.

Is there any such passive method to buy bonds without doing much work, in return getting suboptimal returns as compared to more aggressive investors?

It looks like if I buy any bond funds (or any bonds that I don't hold to maturity) in a low-interest-rate environment such as now; then I will lose principal when I try to sell them. If I buy bonds and hold them to maturity, I will get low yields and lose to inflation.
Is my only option to hold cash and wait for high rates; so that the purchasing power of my cash increases with respect to bonds and bond funds? (And here I am relying on the Fed actually raising rates when inflation hits).

In conclusion, buying bonds now, unless they are deeply mispriced, seems to be a fool's errand. But I am sure I am wrong, since bond prices in general (even for no-bailout corporate long bonds like MSFT) seem to be holding up just fine.
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