Hello Everyone!I know what you're thinking --- you can't time the market. That's right of course. However, here is a question for you:I want to invest in a target retirement fund. I'm required to make a $1,000 initial investment to open the account. I am planning to make that initial investment part of my 2012 Roth contribution. Then maximize my 2013 contribution through monthly automatic investments.I planned to get the account started this week. However, the market is high right now. Does it make sense to wait until the market settles a bit from the Fiscal Cliff issue? When is the next tax reform meeting? On the other hand, I could try to ignore today's high prices, get the job done and hope for the best.I appreciate your feedback on this one.
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