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Hi Fools,

I'm 22 and I've finally saved up enough to open up an IRA. And, I'm thinking about opening only a Vanguard account.

My friend showed me some model portfolios from RYR, but - given the hip, 40-year-old plus demographic of you Fools - I think the RYR portfolios are non-optimal for my age.

Any pieces of advice? Should I open up more than just a Vanguard account? Or, any tools/articles you can recommend so that I can invest in something before tax day comes?

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