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In regards to my earlier inquiry; I'm 28 years of age, $25,000 to move from a 401k to either a self managed IRA or ROTH IRA, questions:

(1) advantages,disadvantages of IRA versus Roth IRA (I've been looking all over this cite for more retirement info but have yet to find an answer to this question--maybe you could better direct me)

(2) in answering question (1) can you explain the ROTH conversion process to me

Thank you once again
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