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TMFPixy wrote:

Therefore, why recharacterize a Roth contribution?

Pixy, the reason -- as I see it -- is that a person normally in a 15% tax bracket won't want to make a Roth contribution and pay 28% taxes in a year in which his/her income uncharacteristically was large enough to put him/her in the 28% bracket.

Did you still disagree, taking that into consideration?

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