TMFPMarti replied:"Your question basically boils down to when is an IRA considered liquidated--at a point in time or at the end of the tax year?"EXACTLY. That is a much more succinct way of wording my question. I would only ammend it as such:For purposes of claiming a misc. tax deduction on a loss, when is a Roth IRA considered liquidated--at the moment of liquidation or at the end of the tax year?Awaiting more replies. Thanks,Kelly
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