To back up Cindi: those of us who live in the markets that are still wildly expensive (NYC in my case) are already aware that miracles aren't going to happen. House prices will never go back to 1980s levels here. But interest rates won't go back to 1980s levels either, and as someone who's also renting and waiting to buy while building a down payment (thanks to buying an apt in '99 and selling it in '04), I for one would be content to re-enter a housing market that is flat, slightly more expensive to finance, and thoroughly weeded of the speculation, shoddy construction and predatory lending that has rampaged through this area for 4 years.
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