To Bill J
You must really hate your job, or have a wonderful
interest and hobby. Why else would you want to retire?

I was fortunate in having a great job, and was well paid and wanted to, and did work till I was 70. And let me tell you: You need a lot more money after you stop working, and want to live a life
worthwhile living. Nothing is getting less expensive, and you have time for travel, for Sports (if you are healthy)eating out etc etc. So think twice before you retire in midlife
WBB8