No. of Recommendations: 0
To keep the brokerage costs at a minimum contact one of the no-load fund families.
T.Rowe PRice, Vanguard, Fidelity, etc.
If you must deal with a Financial Advisor, Oppenheiemer Funds has one of the better SIMPLE IRA programs.
Your wife and yourself can each defer $6,500 per year into the SIMPLE, the business will have to make a contribution as well. The business can contribute either 2% of your pay, or make a matching contribution of $1 for $1 up to 3% of pay. Since its just you and the MRs. you probably should go with the matching option to gewt more money into the plan.
As far as your portfolio, I know the Fool is big on index funds. I believe they should be a part of your portfolio not the total portfolio. You need to go into small caps, mid caps, and International funds as well. For specific recomendations you would need to provide much more info such as age, how long til retirement, current investments, etc.

Bill
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