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Traditional IRAs are not deductible for me. I am contrbuting to my 401K, and my 457 a total of just over 10% of my salary. I'm single and would like to contrbute to an IRA, specially since my retirement plans do not offer the greatest(by any measure) of funds. I'm looking at(hopefully) about 14 years to retirement. I do have a very high quality and diversified portfolio outside of tax-sheltered plans. I also have one traditional IRA that I don't want to convert to Roth, because of the tax consequences. I would very much appreciate any help offered in whether to ROTH my next IRA, or not.
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