To use the cards by turn is right, though I do it a little differently. My four have closing dates at different times of the month. So from the second to the 9th of the month I use the one with closing date on the first. From the 10th to the 15th I use the one with closiing date on the 9th From the 16th to the 25th I use the one with closing date on the 15th. From the 26th to the end of the month, II use the one with closing date on the 25th. It means I have a little more time each month to use THEIR money without paying any interest. (it does mean I have four payments to send--but if there isn't going to be enough to be worth a stamp I don't use that card that month. Best wishes, Chris
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