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My company does not do a 401(k) match, what they do is take 10% of your total salary and dump it into a 401(k) for you. Say you make 100,000 a year, they take 10,000 out of their own earnings and dump it into a retirement acount for you.

My questions are:

1. Does this count as a bonus when time to withdrawl?

2. Does this effect how much I can put into a 401(k)?

3. Can this be converted into a Roth 401(k)?

Keep in mind that I also contribute 10% of my salary to a ROTH 401(k) and max out a ROTH IRA.

Any answers are greatly appreciated.

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