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I just found out through that my retirement portfolio have been getting worse compared to the S&P 500. As of Jan. 2013, I am -9.14% vs. S&P. I'm still learning a lot about investing and am reading a lot of material from Trying not to panic as well. :) Can someone please give some advice so I can understand this in context and make some intelligent decisions on whether I should change funds? I checked and the funds I invest in have less than 0.75% expense ratio. It seems until Feb. 2012, my portfolio was outperforming the market but it was slowly going downhill since then. Or should I just let it go and continue looking at the long-term? Thanks in advance for your advice.
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