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I wanted to move a small traditional IRA into a much larger Rollover IRA, in order to consolidate accounts. Tainting the Rollover IRA is not a problem in my situation. Fidelity informed me that I could move the Rollover IRA into the Traditional IRA, but not the other way around. At the same time I am allowed to move my Keoghs (Profit Sharing and Money Purchuse) into my Rollover IRA. Why the difference? I would appreciate any information, e.g whether the information I got from Fidelity is correct. thanks Irma
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Recommendations: 0
<< I wanted to move a small traditional IRA into a much larger Rollover IRA, in order to consolidate accounts. Tainting the Rollover IRA is not a problem in my situation. Fidelity informed me that I could move the Rollover IRA into the Traditional IRA, but not the other way around. At the same time I am allowed to move my Keoghs (Profit Sharing and Money Purchuse) into my Rollover IRA. Why the difference? >>
Well, it may be your money, but we have our rules.
I don't know of any tax law reason, other than the tainting you've already considered, why you couldn't. Talk to a higher-up at Fidelity. If they won't let you, find a custodian who will.
Phil Marti
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