Hi,I'd appreciate some ideas on this one, as it is a Traditional vs Roth question with a twist.I contribute to a 401(k), so my traditional IRA contributions are not deductible.I'm about 1/3 of the way into the phase-out range for a Roth IRA.So - should I spare the complexity and put the entire (2005) contribution into a traditional IRA, or should I put as much as possible into the Roth, with the balance in traditional? If I do the latter, what happens if my 2006 AGI is greater than the AGI I used to calculate the Roth/traditional split?Many thanks,John.
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