It was my (perhaps incorrect) understanding that TreasuryDirect existed for individuals to buy savings bonds as well as marketable Treasuries. In reading the Public Debt website, it appears that there is TreasuryDirect (for savings bonds) and "Electronic Services for Treasury Bills, Notes, and Bonds" (for Treasuries) -- two separate systems. Was there once one system, or were they always separate? If the former, why the change? Thanks.--L
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