Try FCNB. I have a secured Mastercard through them and they have been great especially in light of my experience with Providian. You will note that their minimum opening deposit is $100.00. Their website address is: http://www.fcnb.com/fcnb_1/home.htmlAlso check out the secured cards listed at:http://www.credit.com/docs/cards/secured/secured.htmland at the Bank Rate Monitor website:http://www.bankrate.com/brm/publ/seccard.aspSometimes it's worth coming up with a higher initial deposit in order to enjoy lower interest rates and annual fees. Hope this helps.tanya
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