I foolishly and ignorantly got myself involved with three voluntary TSA 403bs through two different insurance companies (College Life-$3,000 and $1,200; and Life Ins. of the Southwest-$3,000) about three years ago. I now would like to do a direct rollover to a Vanguard Total Index IRA. At the age of 52, I do not want to make another dumb mistake. I plan on leaving this money in the IRA for at least another ten years. I see that College Life is going to penalize me 13% and I am sure LSW will do at least as much damage. Can anyone venture an opinion as to whether this rollover would still be a plausible idea? I am desperate for any input or help at all.
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