TTRobertsOutstanding! . . . . all of it, even though you may be overdoing it a little for the emphasis on “VARIABLE ANNUITY”. ;-)Thank you for the compliment.I'm not sure how to approach the issue of delineating "fixed" vs. "variable" to not offend your sensibilities, but am open to suggestions.For me, as I may have indicated before, the conversation is almost always about the VARIABLE product as that seems to have the most issues attendant to it.PosFCF
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