No. of Recommendations: 0
TTRoberts: "I tend to agree as it's my opinion it's a rare case where an annuity feature or features are so compelling that one should have an annuity inside of an IRA. As always, one needs to prioritize benefits and features according to the particular investors interests and objectives and make the decisions accordingly."

AGREE WHOLEHEARTEDLY with the last sentence. And my initial comment clearly distinguished (I hope) between retirees who were electing immediate annuities in order to assure themselves of cash flow, and buying a deferred annuity in an IRA for someone some years away from expected retirment.

Thanks for the posts; I am always willing to reconsider my position, especially when I am well aware that my knowledge base is weak.

Regards, JAFO
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